Mindblown: a blog about philosophy.
-
Why You Should Get California Contractor License
Why You Should Get California Contractor License A government-issued license is one of the basic requirements to operate as a contractor or subcontractor in the United States. In California State, the license is issued by the Department of Consumer Affairs, Contractors States License Board (CLSB). Without a license, you cannot work on any project that…
-
Understanding California Contractor License Classifications
Apart from being a compulsory requirement of the law, having a contractor license increases your chances of winning a project bid in California State. Depending on your line of business, your California contractor license will be issued under any of these three business and professional code classifications: A Class, B Class, or C Class. Classification…
-
California Contractors License Requirements
Each of the 50 states in the United States has its own laws that contractors must comply with. In California State, the Department of Consumer Affairs, Contractors States License Board (CLSB) is saddled with this responsibility. The board is also responsible for administrative services to contractors and their clients and investigating related complaints. California Contractor…
-
Contractors Insurance: The Importance of Additional Endorsements
It does not matter which sector you operate in as a contractor, the need for financial protection cannot be overemphasized. Apart from meeting the requirements of the law, having a contractor’s insurance policy will help protect you against liability from damages and lawsuit. How Does It Work Contractor insurance primarily serves as a risk management…
-
What is DOT Number?
A DOT or United States Department of Transportation Number is issued by the Federal Motor Carrier Safety Administration (FMCSA). It is a unique identifier assigned to companies operating commercial transportation services, either for cargo haulage or transporting of passengers. The primary role of FMCSA is to improve highway safety for all road users. The agency…
-
Business Owners Insurance Policy
Business Owners Insurance Policy A business owner policy (BOP) is a unique insurance type designed to protect major physical assets of a business, and also cover the business against liability risks. Business owner’s policy is sold is offered by property and casualty insurance companies and offers multiple types of coverage. Depending on the degree of…
-
Builders Risk Insurance Explained
Builders Risk Insurance Explained Builders Risk Insurance, which sometimes referred to as Course of Construction or Inland Marine Coverage, is a special type of property insurance. It is designed to cover a building that is currently under construction. Its coverage can be just for the building, or with other materials meant to be used for…
-
Commercial General Liability
Commercial General Liability Explained A commercial general liability (GCL) is an insurance policy that protects you and your business from a financial loss. Your company may be liable for injuries or damages to a third party resulting from the services or products you offer to the general public. Liabilities do arise from accident, error (by…
-
Commercial Property Insurance Classification
Commercial Property Insurance Classification: Air Conditioning, Heating, and Refrigeration Dealers Aircraft – stored in the open Aircraft Parts and Accessories Dealers. Airline Passenger Terminals Airplane Hangars – no repairing Airplane Hangars – with repairing Amusement Equipment – outside Amusement Parks – recreational buildings Anhydrous Ammonia Dist. Antique Shops Apartment Hotels – no restaurant Apartment Hotels…
-
Contractor Insurance a Beneficial Necessity
Contractor Insurance a Beneficial Necessity Contractor insurance is an extremely important protection for many professionals who make their living through contracted building and development work. Along with general contractors, other professionals that rely on the protection offered by contractors insurance include: Builders, developers, trade and artisan contractors who specialize in such processes as carpentry, plumbing,…
Got any book recommendations?