
Contractors deal with risk long before a claim or accident occurs. Every project brings together employees, subcontractors, tools, vehicles, materials, property, contracts, and customers. When something goes wrong, the financial consequences can range from replacing a stolen tool to defending a major lawsuit or dealing with the failure of a construction project. These potential sources…

Everyone is familiar with the old Murphy’s Law quote, that anything that can go wrong will go wrong. A lesser-known corollary deals specifically with general contractors, and goes, anything that can go wrong will go wrong, and at the worst possible time. Every independent contractor who has been in business for any amount of time…

It’s an uncertain world out there and in no place is this more self-evident than the business of contracting. This is precisely why most reputable contractors carry general contractors’ insurance. Exposure to a lawsuit in contracting is great and may come from myriad quarters. Contractors can find themselves facing both criminal and civil suits for…