Home Forms and applications About Us Contact Us Contact Us Blog

>Commercial Property Insurance
>Commercial General Liability Insurance CGL
>Occurence and Claims-Made Forms
>Certificate of Liability Insurance
>Commercial Liability Insurance Classifications
>Commercial Property Insurance Classifications
>Professional Liability Insurance

Commercial General Liability Insurance Classifications

Abrasive Wheel Manufacturing
Abrasives or Abrasive Products Manufacturing – artificial
Abrasives or Abrasive Products Manufacturing – NOC
Adhesive Manufacturing
Adhesive Tape Manufacturing
Adult Day Care
Advertising Sign Companies – outdoor
Aerosol Container Manufacturing
Aerosol Containers – filling or charging for others
Air Conditioning Equipment Manufacturing
Air Conditioning Systems or Equipment – dealers or distributors and insta
Aircraft or Aircraft Parts Manufacturing
Airport – lessees of portions of airports engaged in the sale of aircraft
Airport Control Towers – not operated exclusively by the Civil Aeronautic
Airport Runway or Warming Apron – paving or repaving, surfacing, resurfac
Airports – commercial
Airports – private
Alarm Manufacturing – burglar
Alarm Manufacturing – fire or smoke
Alarms – security systems – monitoring
Alarms and Alarm Systems – installation, servicing or repair
Alcohol Manufacturing – not beverage
Ambulance Service, First Aid or Rescue Squads
Ammunition Manufacturing
Amusement Centers
Amusement Devices – NOC
Amusement Devices – operated in connection with carnivals or fairs
Amusement Parks
Analytical Chemists
Anhydrous Ammonia Dealers and Distributors
Animals – draft
Animals – saddle – for rent
Animals – saddle – private
Antique Stores
Apartment Buildings
Apartment Buildings – garden
Apartment Buildings or Hotels – time-sharing – 4 stories or more
Apartment Buildings or Hotels – time-sharing – less than 4 stories
Apartment Hotels – 4 stories or more
Apartment Hotels – less than 4 stories
Appliance Distributors – household type
Appliance Stores – household type
Appliances and Accessories – installation, servicing or repair – commerci
Appliances and Accessories – installation, servicing or repair – househol
Appliances and Accessories Manufacturing – commercial – gas
Appliances and Accessories Manufacturing – commercial – not gas
Appliances and Accessories Manufacturing – household – gas
Appliances and Accessories Manufacturing – household – not gas
Archery Ranges – indoor
Archery Ranges – NOC
Armored Car Service Companies
Army and Navy Stores
Art Galleries
Asbestos Goods Manufacturing
Asphalt or Tar Distilling or Refining
Asphalt Works
Athletic Games Sponsored by the Insured
Athletic or Sports Contests – in buildings – lessees
Athletic Programs – amateur
Athletic Teams – professional or semiprofessional
Auctioneers – livestock – sales conducted away from the insureds premises
Auctioneers – sales conducted away from the insureds premises
Auctions – on premises owned or rented by the insured
Automobile Dismantling
Automobile Manufacturing or Assembling
Automobile Parts and Supplies Distributors
Automobile Parts and Supplies Stores
Automobile Quick Lubrication Services
Automobile Renting or Leasing Companies
Automobile Repair or Service Shops – NOC
Automobile Repair Shops – self-service
Automobile, Bus and Truck Body Manufacturing
Automobile, Bus or Truck Parts Manufacturing – brakes or brake linings
Automobile, Bus or Truck Parts Manufacturing – not operating parts
Automobile, Bus or Truck Parts Manufacturing – operating parts
Automobile, Bus or Truck Parts Manufacturing – passenger restraining devi
Baby Food Manufacturing – in glass containers
Baby Food Manufacturing – NOC
Bakeries
Bakery Plants
Barber or Beauty Shop Supplies Distributors
Barber Shops
Bathhouses or Bathing Pavilions
Battery Manufacturing – dry cell
Battery Manufacturing – wet cell or storage
Bazaars – operated by the insured
Beach Chairs and Umbrellas – rented to others
Beaches – bathing – commercially operated
Beaches – bathing – not commercially operated
Bearing Manufacturing
Beauty Parlors and Hair Styling Salons
Beer, Ale or Malt Liquor Manufacturing – in bottles
Beer, Ale or Malt Liquor Manufacturing – in cans
Beer, Ale or Malt Liquor Manufacturing – not bottled or canned
Beverage Bottler – soft drinks – carbonated – in cans or plastic bottles
Beverage Bottler – soft drinks – carbonated – in glass bottles
Beverage Bottler – soft drinks – in metal cylinders
Beverage Bottler – soft drinks – in paper containers
Beverage Bottler – soft drinks – not carbonated – in bottles or cans
Beverage Distributors – alcoholic other than beer
Beverage Distributors – nonalcoholic and beer
Beverage Stores – liquor and wine
Beverage Stores – soft drinks and beer
Bicycle Manufacturing – not motorized
Bicycle Stores – sales and servicing
Bicycles – rented to others
Billiard or Pool Halls
Billiard or Pool Table Manufacturing
Bingo Games – in public halls or theaters – commercially operated
Blacksmithing
Blasting Operations
Blood Banks
Boarding or Rooming Houses
Boat Dealers
Boat or Ship Building – inboard and inboard/outboard
Boat or Ship Building – without motors
Boat Repair and Servicing
Boat Storage and Moorage
Boat Yards or Marinas – public
Boats – canoes or rowboats – for rent – not equipped with motors
Boats – canoes or rowboats – not for rent – not equipped with motors
Boats – motor or sail – not for rent
Boats – motor or sail – rented to others
Boats – NOC – not for rent
Boats – NOC – rented to others
Boats – non-owned over 26 feet
Boiler Inspection, Installation, Cleaning or Repair
Bolt, Nut, Rivet, Screw or Washer Manufacturing
Book and Magazine Stores
Bookbinding
Bottle and Jar Manufacturing – glass – for use under pressure – nonreturn
Bottle and Jar Manufacturing – glass – for use under pressure – returnabl
Bottle and Jar Manufacturing – glass – not for use under pressure
Bottle and Jar Manufacturing – plastic – nonreturnable
Bottle and Jar Manufacturing – plastic – returnable
Bowling Lanes
Boxes or Containers Manufacturing – corrugated or fiber board
Boxes or Containers Manufacturing – wood
Boy or Girl Scout Councils
Brick Manufacturing
Bridge or Elevated Highway Construction – concrete
Bridge or Elevated Highway Construction – iron or steel
Brush or Broom Manufacturing
Building Material Dealers
Building Material Dealers – secondhand material
Building Material Distributors
Building Structure – raising or moving
Buildings or Premises – Bank
Buildings or Premises – bank or office – mercantile or manufacturin
Buildings or Premises – bank or office – mercantile or manufacturin
Buildings or Premises – bank or office – NOC
Buildings or Premises – bank or office – premises primarily occupie
Bus Manufacturing or Assembling or Reconstructing
Bus Stations or Terminals
Buttons or Fasteners Manufacturing
Cable Installation in Conduits or Subways
Cable or Subscription Television Companies
Caisson or Cofferdam Work – foundations for buildings
Caisson or Cofferdam Work – not foundations for buildings
Camera and Photographic Equipment Stores
Camper Bodies or Camper Trailers Manufacturing
Camper or Travel Trailer Sales Agencies
Campers Manufacturing – self-powered
Campgrounds
Camps – for profit
Camps – not for profit
Can Manufacturing – metal
Candle Manufacturing
Candy or Confectionery Products Manufacturing
Candy or Confectionery Stores
Car Washes
Car Washes – self-service
Carbon Paper or Inked Ribbon Manufacturing
Carnival or Circus Companies
Carnivals – outside
Carnivals or Circuses – in tents
Carpentry – construction of residential property not exceeding three stor
Carpentry – interior
Carpentry – NOC
Carpentry – shop only
Carpet or Rug Manufacturing
Carpet, Rug or Upholstery Cleaning – shop only
Carpet, Rug, Furniture or Upholstery Cleaning – on customer’s premises
Catalog or Premium Coupon Redemption Stores
Caterers
Caulking Compounds, Putty or Similar Products Manufacturing
Caves – tourist attraction
Ceiling or Wall Installation – metal
Cellophane and Cellophane Products Manufacturing
Cement or Plaster Manufacturing – bulk
Cement, Concrete Mix or Plaster Manufacturing – packaged
Cemeteries
Chairs – rented to others
Charcoal or Coal Briquette Manufacturing
Chemical Distributors
Chemicals Manufacturing – commercial or industrial – NOC
Chemicals Manufacturing – commercial or industrial – primarily flammable,
Chemicals Manufacturing – commercial or industrial – primarily toxic or p
Chemicals Manufacturing – commercial or industrial – toxic and either fla
Chemicals Manufacturing – household – NOC
Chemicals Manufacturing – household – primarily flammable, explosive or r
Chemicals Manufacturing – household – primarily toxic or presenting a hea
Chemicals Manufacturing – household – toxic and either flammable, explosi
Children’s Playcenters – indoor
Chimney Cleaning
China, Porcelain or Earthenware Manufacturing
Churches or Other Houses of Worship
Clay or Shale Digging
Clay Products Manufacturing
Cleaning – outside surfaces of buildings
Clock Manufacturing
Clothing Manufacturing
Clothing or Wearing Apparel Distributors
Clothing or Wearing Apparel Stores
Clubs – civic, service or social – having buildings or premises own
Clubs – civic, service or social – no buildings or premises owned o
Clubs – country or golf
Clubs – horseback riding – no commercial riding instructions
Clubs – racquet sports and handball
Clubs – swimming
Coffins or Casket Manufacturing
Coke Manufacturing
Collectibles and Memorabilia Stores
Color or Pigment Preparation
Commissary Work
Communication Equipment Installation – industrial or commercial
Communication or Recording Systems or Equipment Manufacturing – industria
Communication or Recording Systems or Equipment Manufacturing – NOC
Community Recreational Facilities
Composition Goods Manufacturing – not floor coverings
Computer Consulting or Programming
Computer Data Processing – time-sharing
Computer Data Processing Operations
Computer Manufacturing
Computer Service or Repair
Computer Software Manufacturing – pre-packaged
Computer Stores
Concessionaires
Concessionaires – check room, shoeshine, or toilet concessions in hotels,
Concrete – mixed in transit
Concrete Construction
Concrete or Cement Distributing Towers – rented to others – installation,
Concrete or Plaster Products Manufacturing – not structural
Concrete Products Manufacturing – prestressed
Concrete Products Manufacturing – structural – NOC
Condominiums – commercial – bank or mercantile, manufacturing or office
Condominiums – commercial – shopping centers
Condominiums – commercial warehouses – manufacturing or private
Condominiums – residential –
Conduit Construction for Cables or Wires
Construction or Project Manager
Consultants – NOC
Contact Lens Manufacturing
Contractors – executive supervisors or executive superintendents
Contractors – subcontracted work – in connection with bridge, tunnel or e
Contractors – subcontracted work – in connection with building constructi
Contractors – subcontracted work – in connection with building constructi
Contractors – subcontracted work – in connection with construction, recon
Contractors – subcontracted work – in connection with construction, recon
Contractors – subcontracted work – in connection with construction, recon
Contractors – subcontracted work – in connection with oil and gas field c
Contractors – subcontracted work – in connection with pipeline
Contractors – subcontracted work – in connection with street or highway c
Contractors – subcontracted work – other than construction – related work
Contractors NOC
Contractors Permanent Yards – maintenance or storage of equipment or mate
Contractors’ Equipment – cranes, derricks, power shovels and equipment in
Contractors’ Equipment – cranes, derricks, power shovels and equipment in
Contractors’ Equipment – earth moving equipment other than cranes, derric
Contractors’ Equipment – earth moving equipment other than cranes, derric
Contractors’ Equipment – excluding automobiles – rented to others with op
Contractors’ Equipment – excluding automobiles – rented to others without
Contractors’ Equipment – hod or material platform hoists and equipment in
Contractors’ Equipment – hod or material platform hoists and equipment in
Contractors’ Equipment – ladders, scaffolds, scaffolding, sidewalks, brid
Contractors’ Equipment – scaffolds, sidewalks, bridges, hod or material h
Contractors’ Equipment – steam boilers, compressors, air pressure tanks,
Contractors’ Equipment – steam boilers, compressors, air pressure tanks,
Contractors’ Equipment Dealers – ladders, excluding hoists, scaffolds or
Contractors’ Equipment Dealers – ladders, hoists, scaffolds or towers
Conventions
Convents or Monasteries
Copying and Duplicating Services – retail
Cosmetic, Hair or Skin Preparation Stores
Cosmetics Manufacturing
Cotton Batting, Wadding or Waste Manufacturing
Cotton Compressing
Cotton Gin Operations
Cotton Gin Operations
Cotton or Wool Merchants
Crematories
Crop Spraying – by contractors
Cutlery
Dairy Products Manufacturing
Dairy Products or Butter and Egg Stores
Dam or Reservoir Construction
Dam, Levee or Dike – existence hazard only
Dance Halls or Ballrooms
Day Care Centers
Debris Removal – construction site
Delicatessens
Dental Laboratories
Department or Discount Stores
Detective or Investigative Agencies – private
Detergent Manufacturing – household
Detergent Manufacturing – NOC
Dextrine Manufacturing
Diagnostic Testing Laboratories
Die Casting Manufacturing
Dike, Levee or Revetment Construction
Distillation or Extraction – NOC
Distributors – food or drink – NOC
Distributors – no food or drink – NOC
Diving – marine
Dock Operations – coal, grain or ore
Door or Window Manufacturing – NOC
Door or Window Manufacturing – wood
Door, Window or Assembled Millwork – installation – metal
Draftsmen
Drawbridges – existence hazard only
Dredging – gold – endless bucket or ladder type
Dredging – gold – floating dragline type
Dredging – NOC
Drilling – NOC
Drilling – water
Driveway, Parking Area or Sidewalk – paving or repaving
Drug Distributors
Drug Manufacturing – biological products
Drug, Medicine or Pharmaceutical Preparations Manufacturing – for animal
Drug, Medicine or Pharmaceutical Preparations Manufacturing – NOC
Drugstores – no table or counter service for beverage or food
Drugstores – NOC
Drums or Containers Manufacturing – metal
Drums or Containers Manufacturing – plastic
Dry Wall or Wallboard Installation
Dude Ranches
Dwellings – four-family
Dwellings – one-family
Dwellings – three-family
Dwellings – two-family
Electric Light or Power Companies
Electric Light or Power Cooperatives – rural electrification administrati
Electric Light or Power Line Construction – NOC
Electric Light or Power Line Construction – rural electrification adminis
Electrical Apparatus – installation, servicing or repair – NOC
Electrical Equipment Distributors
Electrical Equipment Manufacturing – NOC
Electrical Equipment Manufacturing – NOC – for direct and indirect applic
Electrical Generating Machinery Manufacturing
Electrical Parts, Components or Accessories Manufacturing – NOC
Electrical Power Distribution or Transmission Equipment Manufacturing – N
Electrical Wire or Cable Manufacturing
Electrical Work – within buildings
Electronic Components Manufacturing
Electronic Games Manufacturing
Electronics Stores
Electroplating
Elevator Manufacturing
Elevator or Escalator Inspecting, Installation, Servicing or Repair
Employment Agencies
Engine or Turbine Manufacturing – not aircraft – NOC
Engineers or Architects – consulting – not engaged in actual construction
Engraving
Entertainment Performed on Others’ Premises
Equipment, Fixtures or Supplies – for bars, hotels, offices, restaurants
Escalator or Moving Sidewalk Manufacturing
Excavation
Exercise or Playground Equipment Manufacturing
Exhibition or Convention Buildings
Exhibitions – in buildings – no admission charged
Exhibitions – in buildings – NOC
Exhibitions – outside – in stadiums or on premises having grandstands or
Exhibitions – outside – in stadiums or on premises having grandstands or
Exhibitions – outside – no stadiums or grandstands
Explosives or Fireworks Manufacturing
Express Companies
Extracts Manufacturing
Eye Glass Lens Manufacturing
Fabric Distributors
Fabric Stores
Fair Grounds – non-operating season
Fairs – outside
Farm Machinery Operations – by contractors
Feed Manufacturing – NOC
Feed, Grain or Hay Dealers
Fence Dealers
Fence Erection Contractors
Fertilizer Dealers and Distributors
Fertilizer Manufacturing
Fiber Manufacturing – NOC
Fiber Manufacturing – synthetic
Fiberglass Manufacturing
Fire Departments – NOC
Fire Departments – volunteers
Fire Extinguishers – servicing, refilling or testing
Fire Extinguishers Manufacturing
Fire Protection Equipment Dealers and Distributors
Fire Suppression Systems – installation, servicing or repair
Fire Suppression Systems Manufacturing
Firearms Manufacturing
Fireproofing – structures
Fireworks Exhibitions
Fireworks Exhibitions
Fishing Piers
Fishing Ponds or Lakes – commercially operated
Floor Covering Distributors
Floor Covering Installation – not ceramic tile or stone
Floor Covering Manufacturing – not carpets, rugs, ceramic or stone tiles
Floor Covering Stores
Floor Waxing
Florists
Food Products Manufacturing – dry
Food Products Manufacturing – frozen
Food Products Manufacturing – not dry – in glass containers
Food Products Manufacturing – not dry – in other than glass containers
Forestry Service
Forging Work – NOC
Formal Wear or Costumes – rented to others
Foundries – NOC
Freight Forwarders or Handlers – NOC
Freight Forwarders or Handlers – packing, handling or shipping explosives
Frozen Food – distributors
Fruit or Vegetable – harvesting contractors
Fruit or Vegetable Dealers
Fruit or Vegetable Distributors
Fruit or Vegetable Juice Manufacturing – no bottling of carbonated bevera
Fuel Dealers or Distributors – coal or wood
Fuel Oil or Kerosene Dealers
Fuel Oil or Kerosene Distributors
Fumigating
Funeral Homes or Chapels
Fur – Garments and pelts – distributors
Fur Garment Manufacturing
Fur or Pelt Processing
Furniture Manufacturing or Assembling – infants
Furniture Manufacturing or Assembling – other than wood
Furniture Manufacturing or Assembling – wood
Furniture or Fixtures – installation in offices or stores – portable – me
Furniture or Woodwork Stripping, Refinishing or Repairing – shop only
Furniture Stores
Galvanizing or Tinning
Gambling – Casinos
Gambling – incidental to other operations
Garbage or Refuse Dumps
Garbage Works – separation for recycling, reduction or incineration
Garbage, Ash or Refuse Collecting
Gas Companies – natural gas – local distribution
Gas Companies – NOC
Gas Dealers – LPG
Gas Dealers or Distributors – NOC
Gas Distributors – LPG
Gas Mains or Connections Construction
Gas Manufacturing – inert
Gas Manufacturing – NOC
Gas Manufacturing – primarily flammable, explosive or reactive
Gas Manufacturing – primarily toxic or presenting a health hazard
Gas Manufacturing – toxic and either flammable, explosive or reactive
Gasoline Distributors
Gasoline or Oil Supply Stations – retail
Gasoline Recovery – from casing head or natural gas
Gasoline Stations – full service
Gasoline Stations – self and full service combined
Gasoline Stations – self-service
Gemstone Cutting or Polishing
Geophysical Exploration – NOC
Geophysical Exploration – seismic method
Gift Shops
Glass Dealers and Glaziers
Glass or Glassware Manufacturing
Golf Courses – miniature
Golf Courses – municipal or public – not golf or country clubs
Golf Driving Ranges
Golfmobiles – loaned or rented to others
Governmental Subdivision – not state or federal counties or parishes –pop
Governmental Subdivision – not state or federal counties or parishes –pop
Governmental Subdivision – not state or federal counties or parishes –pop
Governmental Subdivision – not state or federal counties or parishes –pop
Governmental Subdivision – not state or federal counties or parishes –pop
Governmental Subdivision – not state or federal counties or parishes –pop
Governmental Subdivision – not state or federal municipalities –populatio
Governmental Subdivision – not state or federal municipalities –populatio
Governmental Subdivision – not state or federal municipalities –populatio
Governmental Subdivision – not state or federal municipalities –populatio
Governmental Subdivision – not state or federal municipalities –populatio
Grading of Land
Grain Elevator Operations
Grain Milling
Grandstands or Bleachers
Greenhouse Erection
Grocery Distributors
Grocery Stores-NOC
Guides or Outfitters
Guniting or Shot-Crete
Gunsmiths
Halls
Handyman
Hardware and Tool Distributors
Hardware Stores
Hazardous Material Contractors
Health Care Facilities – alcohol and drug
Health Care Facilities – clinics, dispensaries or infirmaries treat
Health Care Facilities – convalescent or nursing homes - not mental
Health Care Facilities – homes for the aged
Health Care Facilities – homes for the physically handicapped or
Health Care Facilities – hospitals
Health Care Facilities – mental – psychopathic institutions
Health or Exercise Clubs
Health or Exercise Facilities – commercially operated
Health or Natural Food Stores
Hearing Aid Stores
Heating Equipment Manufacturing – coal or wood
Heating Equipment Manufacturing – electric
Heating Equipment Manufacturing – fuel oil or kerosene
Heating Equipment Manufacturing – gas, or liquefied petroleum gas
Heating or Combined Heating and Air Conditioning Equipment – dealers or d
Heating or Combined Heating and Air Conditioning Systems or Equipment – d
Heating or Combined Heating and Air Conditioning Systems or Equipment – d
Hide Dealers and Distributors – raw
Hobby, Craft or Artist’s Supply Stores
Home Health Care Services
Home Improvement Stores
Hone, Oilstone or Whetstone Manufacturing
Honey Extracting
Hotels and Motels – 4 stories or more
Hotels and Motels – less than 4 stories
Hotels and Motels – with pools or beaches – 4 stories or more
Hotels and Motels – with pools or beaches – less than 4 stories
Hotels and Motels – without pools or beaches – 4 stories or more
Hotels and Motels – without pools or beaches – less than 4 stories
House Furnishings Installation – NOC
Housing Projects – federal, state, local
Hunting Preserves
Ice Cream Stores
Ice Dealers and Distributors
Importers
Ink Manufacturing
Inner Tube Manufacturing
Inspection and Appraisal Companies – inspecting for insurance or valuatio
Instrument Manufacturing – analytical, calibrating, measuring, testing or
Instrument Manufacturing – control
Instrument Manufacturing – NOC
Insulating Material Manufacturing – mineral
Insulating Material Manufacturing – organic
Insulating Material Manufacturing – plastic – for application in solid st
Insulating Material Manufacturing – plastic – NOC
Insulation Work – mineral
Insulation Work – organic or plastic in solid state
Insulation Work – plastic – NOC
Insurance Agents
Interior Decorators
Internet Access Providers
Internet Retailers
Internet Service Providers
Irrigation or Drainage System Construction
Irrigation Works Operations
Janitorial Services
Janitorial Supplies – dealers or distributors
Jetty or Breakwater Construction
Jewelry Manufacturing
Jewelry Stores or Distributors
Junk Dealers
Kennels – breeding, boarding or sales
Labor Union Offices
Laboratories – research, development or testing
Ladder Manufacturing – NOC
Ladder Manufacturing – wood
Lakes or Reservoirs – existence hazard only
Lamp or Lantern Manufacturing – electric
Lamp or Lantern Manufacturing – NOC
Lamp Shade Manufacturing
Land – occupied by persons other than the insured for business purposes
Landscape Gardening
Laundries and Dry Cleaners – self-service
Laundries and Dry Cleaning Plants
Laundry and Dry Cleaning or Dyeing Receiving Stations
Laundry and Dry Cleaning Stores
Laundry Rental Service
Lawn Care Services
Lawyers Offices
Lead Manufacturing – red or white
Lead Works – sheet, pipe or shot
Leather Goods Manufacturing – NOC
Libraries
Light Bulb or Tubes Manufacturing
Lighting Fixtures Manufacturing – NOC
Lime Manufacturing
Liquor Manufacturing
Livestock Dealers or Commission Merchants
Livestock Sales Companies
Locksmiths
Logging and Lumbering
Lubricants Manufacturing – grease
Lumberyards
Machine Shops – NOC
Machinery or Equipment – farm – installation, servicing, repair or erecti
Machinery or Equipment – industrial – installation, servicing or repair
Machinery or Equipment – installation, servicing or repair – NOC
Machinery or Equipment Dealers – construction or industrial – mobile type
Machinery or Equipment Dealers – farm type
Machinery or Equipment Dealers – NOC
Machinery or Equipment Dealers – yard or garden type
Machinery or Machinery Parts Manufacturing – construction, mining or mate
Machinery or Machinery Parts Manufacturing – farm type
Machinery or Machinery Parts Manufacturing – industrial type
Machinery or Machinery Parts Manufacturing – metalworking
Machinery or Machinery Parts Manufacturing – NOC
Mail Box or Packaging Stores
Mail Order Houses
Mail Order or Online Drugstores
Mailing or Addressing Companies
Manufacturers NOC
Manufacturers Representatives
Marine Appraisers or Surveyors
Markets – not open air
Markets – open air
Masonry
Match Manufacturing
Mattress or Box Spring Manufacturing
Mausoleums
Meat, Fish, Poultry or Seafood – curing
Meat, Fish, Poultry or Seafood – distributors
Meat, Fish, Poultry or Seafood Processing – in airtight containers
Meat, Fish, Poultry or Seafood Processing – not in airtight containers
Meat, Fish, Poultry or Seafood Stores
Medical Offices
Medical, Dental or Surgical Diagnostic Treatment Machines or Devices Manu
Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing
Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing
Medical, Dental, Hospital or Surgical Instruments Manufacturing
Medical, Hospital and Surgical Equipment and Supplies – rented to others
Medical, Hospital and Surgical Supply Stores
Metal Dealers or Distributors – nonstructural
Metal Dealers or Distributors – structural
Metal Erection – decorative or artistic
Metal Erection – frame structures, iron work on outside of buildings
Metal Erection – in the construction of dwellings not exceeding 2 stories
Metal Erection – nonstructural – NOC
Metal Erection – steel lock gates, gas holders, standpipes, water towers,
Metal Erection – structural – NOC
Metal Extraction or Refining – NOC
Metal Foil Manufacturing
Metal Goods Manufacturing – NOC
Metal Goods Manufacturing – stamping – not signs
Metal Heat Processing
Metal Scrap Dealers
Metal Works – shop – decorative or artistic
Metal Works – shop – structural – load bearing
Metal Works – shop – structural – not load bearing
Metals – extraction or refining – chemical processes
Metals – extraction or refining – electrometallurgical processes
Metals – extraction or refining of ferrous metals – blast furnace or othe
Metals – extraction or refining of nonferrous metals – blast furnace or o
Mica Goods Manufacturing
Milk Depots or Dealers
Milk Processing
Mining – NOC
Mining – surface
Mobile Home Manufacturing
Mobile Home Parks or Courts
Mobile Home Sales Agencies
Model Homes
Modular Units Manufacturing
Motion Pictures – development of negatives, printing and all subsequent o
Motion Pictures – film distribution or exchanges – not located at motion
Motion Pictures – production – studios or outside – all operations prior
Motorcycle, Moped or Motor Scooter Manufacturing
Museums
Music Stores – Pre-recorded
Musical Instrument Manufacturing
Musical Instrument Stores
Musical Products Manufacturing – prerecorded
Nail Salons
Nails or Spikes Manufacturing
Needles, Pins or Tacks Manufacturing
Net Manufacturing – NOC
Net Manufacturing – safety nets
Newspaper or Magazine Distributors
Newsstands
Nightclubs, Cabarets and Comedy Clubs
Nursery – garden
Office Machines Manufacturing
Office Machines or Appliances – installation, inspection, adjustment, rep
Oil or Gas Lease Operations – natural gas
Oil or Gas Lease Operations – natural gas – within the limits of any town
Oil or Gas Lease Work by Contractors – not lease operation
Oil or Gas Wells – acidizing
Oil or Gas Wells – cementing
Oil or Gas Wells – cleaning or swabbing by contractors
Oil or Gas Wells – cleaning or swabbing by contractors – within the limit
Oil or Gas Wells – drilling or redrilling, installation or recovery of ca
Oil or Gas Wells – drilling or redrilling, installation or recovery of ca
Oil or Gas Wells – instrument logging or survey work in wells
Oil or Gas Wells – non-operating working interest
Oil or Gas Wells – perforating of casing
Oil or Gas Wells – servicing – by contractors
Oil or Gas Wells – shooting
Oil or Gas Wells Supplies or Equipment Dealers – secondhand
Oil Refineries
Oil Rig or Derrick Erecting or Dismantling – wood or metal
Oil Still Erection or Repair
Optical Goods Manufacturing
Optical Goods Stores
Orchards and Vineyards – operation by contractors
Ore Milling or Processing
Orthopedic, Ambulation or Prosthetic Devices Manufacturing
Packing Houses
Paint, Varnish, Shellac or Lacquer Manufacturing
Paint, Wallpaper or Wallcovering Stores
Painting – exterior – buildings or structures – 3 stories or less in heig
Painting – exterior – buildings or structures – exceeding 3 stories in he
Painting – exterior – steel structures or bridges – exceeding 3 stories i
Painting – interior – buildings or structures
Painting – oil or gasoline tanks
Painting – ship hulls
Painting – shop only
Painting, Picture or Frame Stores
Paper Coating or Finishing
Paper Goods Manufacturing – NOC
Paper Manufacturing
Paper Products Distributors
Paper, Rag or Rubber Stock Dealers and Distributors – secondhand
Paperhanging
Parachute Manufacturing
Parades
Parking – private
Parking – public – maintained by the insured
Parking – public – not open air
Parking – public – open air
Parking – public – shopping centers – maintained by lessee
Parks or Playgrounds
Pattern Manufacturing – metal
Pattern Manufacturing – NOC
Pattern Manufacturing – paper
Penal Institutions
Pencil, Pen, Crayon or Chalk Manufacturing
Pest Control Services
Pet Food Manufacturing
Pet Grooming
Pet Stores
Pet Training
Photo Finishing Laboratories
Photographers
Photographic Equipment Manufacturing
Photographic Supplies Manufacturing
Piano Tuning
Picnic Grounds – commercially operated
Pile Driving – building foundation only
Pile Driving – NOC
Pile Driving – sonic method
Pipeline Construction – gas
Pipeline Construction – NOC
Pipeline Construction – oil
Pipeline Construction – slurry – nonflammable mixtures
Pipelines – operation – gas
Pipelines – operation – NOC
Pipelines – operation – oil
Pipelines – operation – slurry – nonflammable mixtures
Pipes Manufacturing – tobacco
Pipes or Tubes Manufacturing – metal
Pipes or Tubes Manufacturing – plastic
Plastering or Stucco Work
Plastic Manufacturing – raw material
Plastic or Rubber Goods Manufacturing – NOC – household
Plastic or Rubber Goods Manufacturing – NOC – other than household
Plastic or Rubber Supply Goods Distributors
Plumbing – commercial and industrial
Plumbing – residential or domestic
Plumbing and Fixtures Supplies – dealers and distributors
Plumbing Fixtures Manufacturing
Plumbing Supplies Manufacturing – NOC
Plywood, Veneer or Veneer Products Manufacturing – NOC
Plywood, Veneer or Veneer Products Manufacturing – without log processing
Political Campaign Headquarters or Offices
Prefabricated Building Erection
Prefabricated Building Manufacturing
Printers or Electrotypers Supplies – distributors
Printing
Produce Handling or Packing
Professional and Trade Associations – no building or premises owned
Publishers – books or magazines
Publishers – newspapers
Pulp Manufacturing
Pump or Compressor Manufacturing
Quarries
Race Tracks – motorized vehicles
Race Tracks – motorized vehicles
Race Tracks – motorized vehicles – operators
Race Tracks – NOC – operators
Racing – NOC –
Racing – NOC –
Racquet Sports and Handball Facilities – commercially operated
Radio or TV Broadcasting Stations
Railroad Construction
Railroad Engine Manufacturing
Railroad or Other Public Conveyance Cars Manufacturing
Railroad or Other Public Conveyance Cars Parts Manufacturing
Railroads – operation and maintenance – with BI passenger hazard
Railroads – operation and maintenance – without BI passenger hazard
Railroads – shop operation and maintenance
Razor or Razor Blade Manufacturing
Real Estate Agents
Real Estate Development Property
Real Estate Property Managed
Recording Studios
Recreational Vehicle Dealers
Recycling Collection Centers
Refrigeration Equipment – dealers and distributors only – commercial
Refrigeration Equipment Manufacturing
Refrigeration Systems or Equipment – dealers and distributors and install
Rendering Works
Renovating – outside surfaces of buildings
Rental Stores – machinery or equipment – rented to others on a long-term
Rental Stores – NOC
Restaurants – operated by concessionaires
Restaurants - with no sale of alcoholic beverages - with table service
Restaurants - with no sale of alcoholic beverages - withour table service
Restaurants - with no sale of alcoholic beverages - without seating
Restaurants -with sale of alcoholic beverages that are 30% or more of but
Restaurants -with sale of alcoholic beverages that are 30% or more of but
Restaurants -with sale of alcoholic beverages that are 75% or more of the
Restaurants -with sale of alcoholic beverages that are 75% or more of the
Restaurants -with sale of alcoholic beverages that are 75% or more of the
Restaurants -with sale of alcoholic beverages that are 75% or more of the
Restaurants -with sale of alcoholic beverages that are 75% or more of the
Restaurants -with sale of alcoholic beverages that are 75% or more of the
Restaurants -with sale of alcoholic beverages that are less than 30% of t
Restaurants -with sale of alcoholic beverages that are less than 30% of t
Riding Academies
Rifle or Pistol Ranges – indoor
Rifle or Pistol Ranges – NOC
Rigging – not ship or boat
Rigging – ship or boat
Rodeos
Rolling Mills – cold or hot process
Roofing – commercial
Roofing – residential
Rope Manufacturing
Rubber Manufacturing
Rubber Reclaiming
Rubber Stamp Manufacturing or Assembling
Saddles, Harnesses or Horses Furnishings Manufacturing
Safes or Safe Vaults Manufacturing
Sail Making
Sales or Service Organizations
Salt Manufacturing
Salt, Borax, Potash or Phosphate – producing or refining – NOC
Salvage Operations – NOC
Salvage Operations – removing, sorting, reconditioning and distributing o
Sand or Gravel Digging
Sandblasting
Saunas and Baths – public
Saw Mills or Planing Mills
Schools – colleges, universities, junior colleges or college prepar
Schools – correspondence
Schools – dormitory facilities
Schools – faculty liability for corporal punishment of pupils
Schools – NOC
Schools – private – elementary, kindergarten or junior high
Schools – private – high
Schools – public – elementary, kindergarten or junior high
Schools – public – high
Schools – trade or vocational
Secondhand or Salvage Dealers and Distributors
Security and Patrol Agencies
Seed Merchants
Seed Merchants – excluding germination failure
Seed Merchants – excluding misdelivery and germination failure
Septic Tank Systems – cleaning
Septic Tank Systems – installation, servicing or repair
Sewage Disposal – plant operations
Sewer Cleaning
Sewer Mains or Connections Construction
Sewers
Sewing Machine Manufacturing – commercial
Sewing Machine Manufacturing – household
Shaft Sinking
Sheet Metal Work – outside
Sheet Metal Work – shop only
Shelters, Mission Settlement or Halfway Houses – not church or office bui
Ship Ceiling or Scaling
Ship Chandler Stores
Ship Repair or Conversion
Shoe Repair Shops
Shoe Stores
Shoe, Boot or Slipper Manufacturing
Shopping Centers – buildings, or premises not occupied by the insured
Shopping Centers – indoor malls — buildings, or premises not occupied by
Siding Installation
Sign Erection, Installation or Repair
Sign Manufacturing – electrical
Sign Manufacturing – NOC
Sign Painting or Lettering – inside of buildings
Sign Painting or Lettering on Buildings or Structures
Skating Rinks – ice
Skating Rinks – roller
Skeet Shooting or Trap Shooting Ranges
Ski Lifts, Tows or Runs
Slate Milling
Slate Splitting or Slate Roofing Manufacturing
Soap Box Derbies
Soap Manufacturing
Social Gatherings and Meetings – on premises not owned or operated
Social Services – consulting services only – operated by the private sect
Solar Energy Contractors
Spas or Personal Enhancement Facilities
Sponge Processing
Sporting Goods or Athletic Equipment Distributors
Sporting Goods or Athletic Equipment Manufacturing
Sporting Goods or Athletic Equipment Stores
Sports or Outdoor Activities – commercially operated
Stables – boarding, livery or racing
Stadiums – operated by insured
Stationery or Paper Products Stores
Steam Heating or Steam Power Companies
Steam Mains or Connections Construction
Steam Pipe or Boiler Insulation
Steel Wool or Wire Wool Manufacturing
Stevedoring – by hand or by means of hand trucks exclusively – no hoistin
Stevedoring – handling explosives or ammunition under contract
Stevedoring – NOC
Stevedoring – tallyers or checking clerks engaged in connection with stev
Stockyards
Stone Crushing
Stone Cutting or Polishing
Stores – NOC – food or drink
Stores – NOC – no food or drink
Street Cleaning
Street or Road Construction or Reconstruction
Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping
Streets, Roads, Highways or Bridges – existence and maintenance hazard on
Subway Construction
Sugar Refining
Sun Tanning Salons
Supermarkets
Surveyors – land – not engaged in actual construction
Swimming Pool Servicing
Swimming Pools – commercially operated
Swimming Pools – installation, servicing or repair – above ground
Swimming Pools – installation, servicing or repair – below ground
Swimming Pools – NOC
Swimming Pools or Accessories Manufacturing
Syrups or Molasses – refining, blending or manufacturing
Tailor Merchants – men or boys
Tailoring or Dressmaking Establishments – custom
Tank Building or Manufacturing – metal – not pressurized
Tank Building or Manufacturing – metal – pressurized
Tank Construction, Installation, Erection or Repair – metal – not pressur
Tank Construction, Installation, Erection or Repair – metal – not pressur
Tank Construction, Installation, Erection or Repair – metal – pressurized
Tank Construction, Installation, Erection or Repair – metal – pressurized
Tanning – animal hides
Tattoo Parlors
Taxicab Companies
Taxidermists
Telecommunication Equipment Manufacturing
Telecommunication Equipment Providers
Telecommunication Service Providers
Telegraph Companies
Telephone, Telegraph or Cable Television Line Construction
Teleproduction Studios
Television or Radio Receiving Set Installation or Repair
Television Picture Tube Manufacturing
Tent or Canopy Manufacturing
Tent or Canvas Goods – erection, removal or repair – away from shop
Tents or Canopies – loaned or rented to others
Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Scree
Textile Coating or Impregnating
Textile Manufacturing – impregnated or coated
Textile Products Manufacturing – fabricated
Textile Spinning, Weaving or Knitting Mills
Theaters – drive-in
Theaters – motion pictures
Theaters – NOC
Theatrical Companies – traveling
Ticket Agencies
Tie, Post or Pole Yard
Tile, Stone, Marble, Mosaic or Terrazzo Work – interior construction
Tire Dealers
Tire Manufacturing – auto, bus or truck
Tire Manufacturing – not auto, bus or truck
Tires – retreading or recapping
Tobacco Products Distributors
Tobacco Products Manufacturing – cigars or cigarettes
Tobacco Products Manufacturing – NOC
Tobacco Products Manufacturing – plug or snuff
Tobacco Products Stores
Tobacco Rehandling or Warehousing
Toll Bridges
Tool Manufacturing – accessories – NOC
Tool Manufacturing – hand type – not powered
Tool Manufacturing – hand type – powered
Tool Manufacturing – power equipment – household type – outdoor or worksh
Townhouses or Similar Associations
Toy Distributors
Toy or Game Manufacturing
Toy Stores
Trailer Dealers
Trailer Retail Agencies
Trailers Manufacturing
Travel Agency Tours
Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
Truck Manufacturing or Assembling
Truckers
Tunneling
Turpentine or Rosin Manufacturing
Twine or Cordage Manufacturing
Umbrella or Cane Manufacturing
Underpinning Buildings or Structures
Upholstering – NOC
Upholstering – shop only
Vacant Buildings – factories
Vacant Buildings – not factories
Vacant Land
Valves Manufacturing
Variety Stores
Vegetable Oil Manufacturing – by solvent extraction
Vegetable Oil Manufacturing – NOC
Vending Machine Operations – confection, food, beverage or ice
Vending Machine Operations – NOC
Vending Machine Operations – tobacco products
Vending Machines Manufacturing
Venetian Blinds Manufacturing or Assembling
Veterinarian or Veterinary Hospitals
Video Stores
Warehouse – cold individual storage lockers
Warehouse – cold storage – public
Warehouses – manufacturing or private buildings or premises – occupied by
Warehouses – manufacturing or private buildings or premises – occupied by
Warehouses – miniwarehouses
Warehouses – NOC
Warehouses – private
Washing Machines, Dryers or Ironers – coin meter types
Watch or Watch Case Manufacturing
Water Bottling – in siphons
Water Bottling – spring or well – not sparkling or carbonated
Water Bottling – spring or well – sparkling or carbonated
Water Companies
Water Mains or Connection Construction
Water Softening Equipment – installation, servicing or repair
Water Softening Equipment – rented to others
Waterproofing – by pressure apparatus
Waterproofing – by trowel – exterior
Waterproofing – by trowel – interior or insulation work
Waterproofing – NOC
Wax or Wax Products Manufacturing – NOC
Wax, Wax Products or Polish Manufacturing – floor
Web Site Designers
Weighers, Samplers or Inspectors of Merchandise – on vessels or docks or
Welding or Cutting
Wharf and Waterfront – property not occupied by the insured
Wharf and Waterfront – property occupied by the insured for freight purpo
Wharf and Waterfront Property – ferry docks or terminals
Wharf and Waterfront Property – occupied by the insured for both freight
Wheel Manufacturing
Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing
Wigs or Hair Pieces Manufacturing
Window Cleaning
Window Decorating
Wine Manufacturing – sparkling
Wine Manufacturing – still
Wire Cloth Manufacturing
Wire Drawing
Wire Goods Manufacturing – NOC
Wire Rope or Cable Manufacturing – metal
Wood Preserving
Wood Products Manufacturing – NOC
Wood Turned Products Manufacturing – NOC
Wool Combing, Scouring or Separating from Cotton
Wool Pulling
Wrecking – buildings or structures – NOC
Wrecking – dismantling of prefabricated dwellings not exceeding 3 stories
Wrecking – marine
YMCA, YWCA or Similar Institutions
Youth Recreation Programs
Zoos

 

     

 

Copyright SafeProInsurance.com 2011