What Is OCP “Owners and Contractors Protective Liability Insurance Coverage” – Explained

Owners and Contractors’ Protective Liability Coverage – offers protection against liability for bodily injury resulting from the work of independent contractors hired by a named insured. The contractor purchases the policy to protect the client (project owner) from vicarious liability in connection with work performed on the project. As part of its oversight of the contractor’s operations, the OCP policy also covers the insured for liability arising from its own acts and omissions.