California Insurance Commissioner issues rule prohibiting gender discrimination in vehicle insurance rates

(Sacramento, CA – Insurance News 360) – On Jan. 3, California Insurance Commisioner Dave Jones issued regulations that prohibit use of gender to determine private automobile insurance ratings. The Gender Non-Discrimination in Automobile Insurance Rating Regulation went into effect on Jan. 1.

The Gender Non-Discrimination in Automobile Insurance Rating Regulation requires all automobile insurance companies operating in California to file a revised class plan that eliminates the use of gender as a rating factor.

“My priority as Insurance Commissioner is to protect all California consumers, and these regulations ensure that auto insurance rates are based on factors within a driver’s control, rather than personal characteristics over which drivers have no control,” said Insurance Commissioner Dave Jones.

Source: California Insurance Department.

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