This type of insurance policy covers risks associated with loss exposure. As a contractor, managing multiple sites, you are bound to have a number of employees at these sites. Employees are at a risk of sustaining an injury when in their place of work. The contractorsgeneral liability insurance will cover these type of risk.This also includes medical bills and any sort of bodily harm that the employee may sustain. In most case, costs associated with this type of risk may be too high for you to meet. Fortunately, with this insurance policy, this liability will be taken care of.It is your responsibility as a contractor to take care of your employees in their line of duty.
Under this insurance cover, there is the fire legal liability.Construction sites are prone to all sorts of accidents like fire. This can also be costly for your project. To cope with this type of risk, you need to take up the contractors general liability insurance policy. Contracting business is not asother types of businesses. It is faced with endless risks which when not covered through insurance means, can prove to be uneconomical. For this reason, contractors general liability insurance is a must have.
Construction sites are not only a danger zone to your employees. They can also cause damage to third party property. For this reason, the contractors general liability insurance coversthis type of loss associate with property damage. It is known as property damage liability cover, which is transferred to this insurance policy.As a result, you will be able to afford any loss that arises due to such damage.Contracting businesses in most cases are commercial businesses. Commercial general liability is thus the best for these types of businesses. They cover the general risks that occur in a construction site.
Contractors general liability insurance accommodates advertising and personal injury liability.This covers injury that comes as a result of the injury in the construction site. It is however advisable to carry out a thorough analysis of these risks before taking up this insurance. The number of occurrence and extent of risks will depend on the value of the contractors general liability insurance to take out.Safepro, as the name suggests, has the right tools, staff and experience to carry out such analysis.
Health problems may erupt among your employees due to the unfavorable working conditions at the construction site.This will prompt for immediate medical attention, which you will be liable for.Contractors general liability insurance will cover these types of risks.Medical bills for your employees will be cleared on your behalf.A good insurance policy is expected to minimize the financial impact that you will suffer when the covered risk in the policy occurs.Safepro is on the forefront to ensure that you take out the best contractors general liability insurance for your business. As a result, you will be able to operate your business effectively knowing well that general liabilities are covered. A certificate of liability is issued as evident of existence of the contractors general liability insurance.