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Certificate of Insurance – (COI)
Certificate of insurance
is a document generally issued by an insurance agency that
states specific policy information including but not limited
to: types of coverage,
limits of coverage, insurance carrier, policy effective and
expiration date, insured name and address and certificate holder
name and address.
Certificate of insurance is not an insurance policy, but rather
a form verifying the existence of insurance policy. The form
is generally generated
for the certificate holder as evidence of insurance. An example
for certificate of insurance requirement would be; landlord
tenant to provide proof of insurance for the leased premises.
The certificate of insurance will satisfy this requirement.
Multiple policies information
may be stated in one certificate for an insured.